Real Estate Loans — DeVille Funding
Real Estate Loans

Financing built around
the property, not the paperwork.

One simple application. Nine funding programs for investors and owners, from your next flip to your next portfolio purchase. Find the fit below, or let us find it for you.

$1B+
Funded since 2006
9
Funding programs
14 days
Average closing
Non QM
No W2 required

Nine ways to fund your next property.

Every program below is underwritten through our funding partner and matched to your project type, experience, and credit profile. Tap a program to see if you qualify.

No income or tax return verification, just two months of bank statements to show liquidity. Monthly payments roll into the loan, so there is nothing extra to carry while you work, and advanced rehab draws are available so you are not stuck waiting on reimbursement.

Credit Score
600+
Funding
Up to 90% of purchase price
Rehab Coverage
Up to 100%
Term
12 to 24 months, interest only
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Purchase a property, renovate it, and keep it as a buy and hold investment. Start on our interest only fix and flip terms to finance the purchase and repairs, then roll straight into a thirty year rental loan once the project is complete.

Funding Range
$75,000 to $5,000,000
ARV
Up to 75%
Rental Rate
Starting at 3.89%
Term
12 to 24 months, then 30 year fixed
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Built for investors with three or more verified flips in the last five years. Purchase costs, rehab costs, and closing costs are all financed, with monthly interest payments deferred until the property sells.

Credit Score
650+
Experience
3+ flips in the last 60 months
Minimum Loan
$100,000
Term
12 months, interest deferred
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Available for acquisition, cash out, or rate and term refinancing, with thirty year fixed and adjustable rate options. No personal income verification or W2 required, and foreign nationals and permanent alien status are welcome.

Funding Range
$75,000 to $10,000,000
LTV
Up to 80%
Credit Score
620+
Term
30 year fixed or 5, 7, 10 year ARM
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A standard long term rental loan often will not qualify a short term vacation property, so we pull real time data from sources like AirDNA, Airbnb, and VRBO to accurately value your property's earning potential and secure the strongest terms available.

Funding Range
$100,000 to $10,000,000
LTV
Up to 80%
Credit Score
640+
Income Verification
Not required
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Built for multi unit residences, townhomes, and condos, with down payment financing available for qualified buyers. Available for acquisition, cash out, or rate and term refinancing.

Funding Range
$100,000 to $10,000,000
LTV
Up to 80%
Minimum Property Value
$120,000
Term
30 year fixed or 5, 7 year ARM
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Built for spec houses, model homes, infill projects, teardowns, and subdivisions, with flexible term lengths so your project stays funded from start to finish. Non recourse options are available, and interest is charged only on withdrawn funds.

Funding Range
$100,000 to $5,000,000
LTC
Up to 90%
LTV
Up to 75%
Term
12, 18, or 24 months
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Covers retail, office, industrial, multi family, hotel, medical, and mixed use properties, including equity based lending. In house underwriting means less paperwork than a conventional bank and most transactions fund within ten days of application.

Property Types
Retail, office, industrial, hotel, and more
Credit Requirement
None required
Funding Speed
Most closings within 10 days
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Consolidate higher rate loans into a single rental loan, or pull cash out to fund your next purchase. The lending decision is based on property cash flow, personal credit, and experience, not personal income verification.

Funding Range
$75,000 to $10,000,000
LTV
Up to 80%
Credit Score
620+ (not required for cash out refinance)
Term
30 year fixed or 5, 7, 10 year ARM
Get Pre-Approved Today

Not sure where to start?

Book a free 15-minute call and we'll match you to the right program.

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