One simple application. Ten funding programs built for every stage — from your first quarter in business to your next expansion. Find the fit below, or let us find it for you.
Every program below is underwritten through our funding partner, Next-Financing, and matched to your time in business, revenue, and credit profile. Tap a program to see if you qualify.
Built for the business that's new to the scene or working through a rocky credit history. As long as you've been open 3+ months and are depositing $7,000 or more a month, you're likely a fit — with flexible 3 to 36 month terms and fixed payments so you can focus on building, not budgeting around your funding.
Once you've cleared the first 12 months, growth becomes the priority — and growth takes capital. This program offers longer terms and better rates than our starter tier, giving you more room to take on bigger opportunities.
One of our most-used programs — a soft-pull-only application with same-week funding and up to five active positions available. Have a written offer from someone else? Send it over; we'll beat it.
Draw repaid principal without your payment changing, only pay interest on what you actually use, and choose a daily, weekly, or monthly schedule that fits how your business runs. Early repayment discounts apply on every loan.
From established operators with strong credit to brand-new businesses with none, there's a tier built for where you are today.
Fixed weekly or monthly payments pull automatically from your business account, draws can happen multiple times a day if needed, and there's no prepayment penalty. Rates from 8.99%–24.99% depending on your profile.
Use the funds for nearly anything your business needs, with 1–4 year terms, no prepayment penalty, and funding within 3–5 days of approval.
About as simple as funding gets: submit your one-page application and 3 months of bank statements, and get an underwriting decision in under 24 hours. Sign, and your account is funded electronically the same day.
Open to virtually any for-profit business — retail, online, or home-based. Fixed monthly ACH payments replace daily repayment stress, terms run 24–120 months, and there's no penalty for paying early. In the best cases, funding lands in as little as 4 hours.
A revolving credit line that grows back as you pay it down, with up to 8 weeks of interest-only payments while your inventory is in transit — plus the buying power to take advantage of cash and volume discounts.
Book a free 15-minute call and we'll match you to the right program.
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