Frequently asked questions.

Consistency matters more than the dollar amount. You need to show $4,000–$6,000+ deposited every month for the past 6 months — roughly the same amount each time. If your revenue swings drastically month to month (high one month, low the next), the file will likely not be approved. Not sure? Book a free call and we'll give you an honest answer before you apply.

Underwriting looks for 4–6 income deposits per month, depending on your industry. If you receive large lump sum payments once or twice a month, it may affect your file strength. Regular, recurring deposits are the ideal pattern.

No. We use a soft credit pull only — it does not affect your score and is not visible to other lenders. You need a minimum 500 FICO to qualify, but credit score is not the main approval driver. Your revenue consistency is what matters most.

Funding ranges from $2,600 to $1,000,000. The amount offered depends on your average monthly revenue, consistency, and overall file strength. Repayment terms are 5–60 months via daily, weekly, or twice-weekly ACH payments.

To apply you need: a completed application and 6 months of business bank statements. At contract you'll need a voided business check and driver's license for all owners. Larger loan amounts may require additional documentation at closing.

Zero cost to apply and no obligation to accept any offer. DeVille Business Funding earns a referral fee only when your file is successfully funded — so our goal is always to get you approved, not just submitted.

Preferred industries include restaurants, medical/healthcare, hospitality, spas, salons, wholesale, manufacturing, trade contractors (plumbing, HVAC, roofing), auto repair, and retail. Some industries are more difficult to fund — including trucking, law firms, real estate, staffing agencies, and marketing companies. Not sure about yours? Book a free call and we'll tell you straight.

Underwriting reviews files in 24–48 hours. Once you accept your offer and sign contracts via DocuSign, funds are typically deposited the same day or next business day via ACH. Files with missing documents or issues may take longer.

Yes! Sole proprietorships are accepted with at least 1 year in business and valid business bank statements. You must be a US citizen and have at least 67% ownership of the business.

Up to 4 existing positions can be paid off as part of the funding. We can fund up to the 7th position, and payoffs must net at least 50% to the merchant. Tax liens greater than $50,000 need to be in an active payment plan.